We're Unboxing Investment Jewelry by Timio!
Established in 1993 with over 30 years of experience creating fine-purity jewelry built to last.
Family-led studio producing pieces with high attention to detail and long-term purpose.
Metal purity guaranteed – crafted only in .999 fine silver or 24K gold; no alloys, plating, or fillers.
Made-to-order philosophy – items hand-forged in small batches, including custom and repair services.
Shipping & support included – free insured U.S. shipping, typically arriving in 1–5 business days with signature confirmation.
Clear and fair pricing – values tied directly to current precious metal rates, plus artisan markup – no inflated retail pricing.
Timio 24K is a family‑owned, multigenerational jewelry studio based in the United States, crafting pure 24-karat gold and fine silver pieces entirely by hand. Since the early 1990s, Timio has specialized in elegant, responsibly sourced designs—working with ethically vetted suppliers and creating heirloom-quality pieces with real precious-metal value. Their jewelry comes in a range of styles, weights, and lengths (from 18″ to 24″), with solid links and T‑bar clasps that are durable enough to retain polish and luster without harsh chemical cleaners.
All orders ship free and fully insured across the U.S., delivered within 1–5 business days with mandatory signature confirmation—and there’s no minimum purchase required. With transparent, live‑metal‑based pricing and no inflated retail markup, Timio also offers made‑to‑order services, custom design requests, plus in‑studio cleaning and repair support. This makes them a standout choice for those seeking investment-grade jewelry that’s beautiful, sustainable, and built to last.
From the moment the Axia chain was shipped, Timio impressed me. The package arrived quickly, via insured shipping requiring a signature for secure delivery. It was extremely well-protected, with no damage risk during transit. Upon unboxing, I was greeted by the most beautiful jewelry packaging I’ve ever seen – on par with top luxury brands. The chain came in a rigid, drawer-style presentation box that slides open smoothly. This box is so elegant and sturdy that I’ll be reusing it long-term to store the chain. Every detail of the presentation, from the subtle gold branding to the soft-touch finish of the box, radiated luxury and care.
Timio didn’t just send a necklace; they delivered a whole experience. The Axia chain’s packaging was filled with thoughtful extras that show how much this small family-run brand values quality and customer experience. Inside, I found:
Protective Jewelry Pouch: A branded soft pouch to store the chain, perfect for keeping it safe from scratches when not in use.
High-Quality Silver Polishing Cloth: An impressively effective cleaning cloth. I gave the chain a gentle wipe and watched it immediately restore the silver’s shine. This isn’t a flimsy freebie; it’s a legit polishing cloth that I’ll keep using for all my silver.
Care & Cleaning Instructions Card: A handy card with tips on caring for fine silver and pure 24K gold jewelry. It covers the do’s and don’ts (like avoiding harsh chemicals or ultrasonic cleaners) and reinforces that pure metals can be worn daily with gentle care. Timio encourages owners to “wear and love their jewelry” rather than locking it away, since these pure metals develop character over time but can always be refined or repaired. The card also notes simple upkeep tips (e.g. rinse with mild soapy water, dry thoroughly, and store properly).
“24-Karat Gold and Fine Silver” Info Card: This card explains the differences between Timio’s pure precious metals and typical jewelry alloys. It highlights that fine silver (.999) and 24K gold are used in Timio pieces instead of sterling silver (.925) or 14K/18K gold. In a nutshell, pure metals offer unmatched color and intrinsic value, whereas common alloys include metals like copper that dilute purity (and can cause faster tarnish or require plating). I loved this mini lesson, it shows Timio’s emphasis on purity and educating customers.
Personalized Thank-You Note: In my box, there was a handwritten thank-you card from Caroline. While this might not come with every order, but it made my experience feel truly special and personal. It’s a touch you’d expect from a small artisan shop, and it put a smile on my face.
Certificate of Authenticity (COA): Perhaps the crown jewel of the documentation (more on this below). It came in a gorgeous gold-foil “Investment Jewelry” document holder that immediately made the piece feel like a collectible treasure.
All these items were neatly arranged in the drawer-style box, making the unboxing experience a joy. It genuinely felt like unwrapping a high-end gift.
One item deserves its own spotlight: the Certificate of Authenticity. Timio includes a signed COA with each piece, underscoring that this is investment-grade jewelry. The certificate came enclosed in a heavy, bi-fold holder emblazoned with gold foil and the words “Investment Jewelry.” Right away, that signals Timio’s philosophy – this isn’t just bling, it’s wearable wealth.
The COA for my Axia chain listed all the important details:
Product Name: Axia (Neck Chain)
Material: Fine Silver (.999)
Total Weight: 69.5 grams (yes, nearly 70 grams of pure silver!)
Metalsmith: Caroline S. Clark (the very person who handcrafted it, which is super cool)
Date of Issue: April 4, 2025
Seeing the specific weight and metal purity in writing gave me an appreciation for the tangible value of this chain. Few jewelry brands provide this level of transparency. Timio even calls their pieces “investment jewelry” because each one has real precious metal value, not just aesthetic value. In other words, this chain is literally worth its weight in silver, you could melt it down for bullion value, though it’s far too beautiful for that!
The COA isn’t just for show; it’s meant to stay with the chain throughout its life. Timio’s resale policy makes it clear that they don’t restrict you from selling your jewelry wherever you like, it’s your property to do with as you wish. (Some companies force buy-backs or forbid resales, which Timio deliberately avoids.) Each Timio piece has a tiny hallmark tag with the maker’s mark and metal purity stamp, and the COA verifies the item’s details for any future owner. If I ever choose to sell or gift this chain years down the line, I will include this certificate so the next owner knows exactly what they’re getting. Timio even offers to update their records with the new owner’s name (at the owner’s request) to keep a lineage of the piece, a thoughtful touch for tracking provenance, though it’s completely optional. Overall, the COA and documentation reinforced that I was acquiring something of lasting value, not just a disposable accessory.
Timio 24K is a small, multigenerational family-run American business, and you feel that personal touch and integrity in every aspect. The company was originally founded in 1993 by Daryl Strong, and today his daughter Caroline Clark (who crafted my chain) carries the torch as Creative Director. Unlike big corporate jewelers, Timio handcrafts everything in-house with meticulous care. In fact, every Timio piece is made by hand in the USA, using raw precious metal stock that the family sources from ethical, conflict-free suppliers. (Their gold and silver grain comes from reputable refiners like Hoover & Strong and Rio Grande.) This responsible sourcing and homegrown craftsmanship ensure both quality and conscience are top-notch.
What truly sets Timio apart is their commitment to purity. They work exclusively in 24-karat gold and .999 fine silver – the highest purities available for jewelry. Most mass-market jewelry is 14K or 18K gold (mixed with cheaper alloys), or sterling silver (92.5% silver with copper). Timio said “no thanks” to that approach. By using pure 24K and fine silver, they create pieces with unmatched richness and intrinsic value. There’s no flaking gold plating, no mystery metals, no allergens, just precious metal through and through. It’s jewelry that retains value: you’re essentially holding a precious metal investment in a stylish form. As Timio explains, why settle for lower purity jewelry with huge markups, when you can have the real thing? Traditional jewelers often impose 200–300% markups on pieces that aren’t even pure. Timio instead pegs their prices to the live market value of gold or silver plus a fair artisan fee, updating prices periodically with metal prices. This means you’re paying for the actual gold/silver content and craftsmanship, not excessive overhead. It’s a refreshingly transparent model.
Beyond purity, Timio offers a range of gorgeous designs and even custom orders. Browsing their beautifully designed website, I found an array of chains – from classic Curb chains and bold Nautical links to intricate modern styles like the Forget-Me-Knot and Jubilee chains. Many designs come in both fine silver and 24K gold options, and in various lengths or weights. The site is easy to navigate, with clear photos and even a printable sizing guide to help you choose the right length. I noticed they also make bracelets (often matching the chain styles) and have a Stronghold Collection which seems to feature heavier, statement pieces. If you have a unique vision, Timio welcomes custom inquiries – since they do everything themselves, they can bring bespoke ideas to life.
Ordering from Timio was a breeze. The checkout process was smooth, and I appreciated the focus on customer service throughout. They provide free insured shipping in the U.S., which includes tracking and signature confirmation for peace of mind. My chain arrived quickly, as mentioned, and in perfect condition. Timio’s team was responsive to a question I had (they answered my email within a day with a friendly, detailed reply). It’s clear they care about each customer. These factors, combined with the luxury packaging and all the extras, made the whole experience feel premium from start to finish.
Importantly, I want to highlight that Timio’s jewelry isn’t just a purchase, it’s an investment you can wear. As their literature points out, the pieces carry the emotional value of jewelry and the material value of high-purity precious metal. This dual value means Timio pieces make exceptional gifts for special occasions. Whether it’s a birthday, anniversary, graduation, or other milestone, you’re giving something deeply sentimental and intrinsically valuable. A Timio chain or bracelet comes with the knowledge that decades down the line, it will still hold value (and could even be passed down as an heirloom or sold as an asset). That’s a rare quality in jewelry today – most “fine” jewelry from big stores doesn’t hold its retail value, and costume jewelry of course has zero melt value. In contrast, Timio’s motto might as well be: cherish it now, benefit from it always. I find that ethos really inspiring.
Now, let’s talk specifically about the Axia neck chain – the star of this show. This design is absolutely stunning and has quickly become my favorite chain in my collection. Those who love bold, chunky chains will be instantly drawn to Axia’s aesthetic. It features solid rectangular bar-links connected by round links, creating a repeating pattern that is both geometric and elegant. The bars have flat faces that are polished to a mirror sheen, so they catch the light at every angle (almost like tiny ingots or mirrors flashing as you move). Fans of Art Deco might appreciate Axia’s strong lines and clean symmetry, there’s a vintage-meets-modern vibe. At the same time, it’s not overly ornamental; the simplicity of the shapes gives it a timeless, unisex appeal.
Close-up of the Axia chain’s fine silver links. The solid rectangular bar links reflect light like mirrors, giving the piece a bold yet refined look. The moment I picked it up, I could feel the substantial weight of this chain, 69.5 grams of fine silver lends a reassuring heft. (For context, most typical sterling silver chains are a fraction of that weight.) The Axia is by no means flimsy; it’s solidly built with each link soldered and finished perfectly. I examined the links closely and found the craftsmanship excellent, no gaps, no rough edges. The high-polish finish is like a liquid shine over the silver. The chain has a clever T-bar clasp which is both secure and adds a stylistic touch (the T-bar echoes the rectangular link shape nicely). It’s easy to fasten and feels secure enough that I won't worry about it coming undone. Overall, the design manages to be masculine and substantial, yet there’s a versatility to it, it doesn’t feel out of place whether I wear it over a t-shirt or with a dress shirt. I think anyone, man or woman, who likes a bit of edginess in their jewelry would love how the Axia chain looks on them.
The Axia chain in fine silver, worn at a mid-chest length. Its bright luster and bold link pattern make it an eye-catching statement piece for daily wear. In terms of wearing comfort, I’ve been extremely pleased. Despite the weight, it’s well-balanced and doesn’t strain my neck at all – it just feels pleasantly solid. The links are smooth and don’t pinch or catch on clothing. The chain drapes nicely and stays put (no flipping or tangling). I’ve been wearing it literally daily since I got it.
One question you might have when you receive your fine silver jewelry is about tarnish. Timio's silver chains are fine silver (.995 silver per Timio’s spec), which behaves a bit differently than the more common sterling silver. Fine silver tarnishes more slowly and differently than sterling silver. Pure silver doesn’t actually oxidize or corrode in plain air, it’s a noble metal, but it will react to sulfur compounds, developing a surface patina of silver sulfide (tarnish) over time. Sterling silver, on the other hand, contains 7.5% copper, and that copper is highly reactive; it contributes to faster tarnishing and can even form oxides, which is why sterling often darkens or dulls quicker. In short, sterling silver tarnishes faster (blame the copper), whereas fine silver tarnish is a slower process and tends to be a lighter, uniform dulling if left unworn.
The good news is that daily wear actually helps keep silver shiny, a fact many jewelers attest to. The natural oils in our skin and the gentle friction from movement can wipe away early tarnish. There’s a saying that “silver likes to be worn,” and I’ve found it true. By wearing my Axia chain often, I’m inadvertently cleaning it! So far, the chain is as bright as day one. When I do notice the faintest hint of patina, a quick rub with the provided cloth erases it instantly. Timio also suggests storing your silver jewelry in low-oxygen environments (like sealed pouches or with anti-tarnish strips) when not in use, to slow down tarnish, a tip I’ve been following by keeping the chain in its pouch overnight. On the care card, they noted that fine silver pieces can be kept nearly tarnish-free by either frequent wear or careful storage, and now I see how true that is. In comparison, my old sterling chains would start yellowing or blackening if I left them out for a few weeks unworn; the Axia hasn’t shown any of that behavior.
When a deeper clean is eventually needed, Timio provides instructions for a gentle at-home cleaning (involving warm water, mild dish soap, and a soft brush) and cautions against harsh chemicals. They even have a tutorial for an at-home silver cleaning method on their site. But honestly, with regular use and the polishing cloth, I foresee minimal maintenance. This chain is delightfully low-maintenance considering it’s high-purity silver.
As mentioned, I’ve been wearing the Axia chain almost every day. It has quickly become that piece of jewelry I don’t want to leave the house without. In terms of style, it’s a statement piece for sure, the shine and heft give it a presence. Yet it’s not gaudy or overly flashy; it strikes a nice balance. I find it elevates a casual outfit (it can make a simple tee and jeans look intentional and stylish), and it adds character when dressed up.
One thing I love is that the Axia chain feels masculine, but not in a limiting way. By that I mean, it’s chunky and bold enough for men’s fashion, it definitely has a masculine energy, but I could equally see it on a woman as a badass accent piece. I’d call it versatile in appeal. The design is gender-neutral; it all depends on how you rock it. And because Timio offers multiple lengths (18", 20", 22", 24"), you can choose a choker-style fit or a longer layer to suit anyone. Mine is around 22” and sits at upper-mid-chest on me, which I find perfect for visibility and comfort.
I also want to mention durability here. After wearing it for a couple weeks, the Axia chain shows zero signs of wear. No discoloration, no scratches to the naked eye, just that same mirror shine. Fine silver is a softer metal than sterling, but in a thick, solid link design like this, it’s plenty durable for regular use. I’m mindful not to subject it to unnecessary roughness (I'd take it off before swimming in chlorinated pools, for example, since chlorine can tarnish silver rapidly). And knowing that, if needed, Timio can always polish or repair anything if needed, accidents do happen of course, and with good care, I feel this chain will last a lifetime and beyond. It’s reassuring that if it ever got heavily scratched years down the line, it could be restored or refurbished by the maker upon request.
In summary, the Timio Axia neck chain has genuinely blown me away on all fronts. The unboxing experience alone rivals that of luxury houses, I’ve kept the packaging on display, as a resting spot for my Axia chain, because it’s so nice. The chain itself is impeccably made, substantial in weight, and striking in design. Timio’s ethos of purity, craftsmanship, and value comes through strongly: this is jewelry you not only wear for style but also hold as an investment. There’s a profound satisfaction in knowing that the necklace around your neck is 99.9% pure silver, made by artisans, and not a mass-produced trinket.
After spending significant time with the Axia chain, I can confidently say it’s my new favorite. It makes me feel stylish and a bit opulent when I wear it, yet it’s also comforting to know I’m wearing something of real value. Timio has managed to create a piece that hits the sweet spot between fashion and finance, aesthetics and substance.
For anyone considering a purchase, I wholeheartedly recommend Timio’s work. Whether as a personal indulgence or a meaningful gift, their jewelry delivers on every promise. The recipient of a Timio piece will experience that same “wow” factor I did, from the moment the box is opened, to years down the road as the piece accompanies them through life’s journey. And if the day comes to pass it on (selling or gifting), it will retain a story and value all its own.
The Axia chain, in particular, stands out as an example of why Timio is special. It’s eye-catching and luxurious, yet also grounded in tradition and value. It has a masculine heft and boldness, yet a versatile elegance that can complement anyone. I find that emblematic of Timio’s approach: marrying the old-world appeal of pure precious metals with modern, wearable design.
In a world full of throwaway fast-fashion jewelry, Timio 24K shines as a beacon of true quality. I’m extremely pleased with my Axia chain and proud to wear it daily. It’s not just an accessory, it’s an investment, a conversation piece, and a future heirloom. If you’re looking to treat yourself (or someone very special) to a piece of investment jewelry that will spark joy every time it’s worn, the Axia neck chain from Timio gets my highest recommendation. Five stars all around. ⭐⭐⭐⭐⭐